Modern payments for modern merchants.
Secure, transparent payment processing for North Carolina businesses, with next-day funding, local support, and a cash discount program that can eliminate most of your processing fees.
- No long-term contracts
- Next-day funding
- Local NC support
Engineered for the way you actually do business.
Transparent fee structures and modern hardware to keep your business moving forward — without the hidden costs of legacy processors.
Typical Setup
Most accounts are approved and active within two business days.
Funding
Your money is deposited the next business day.
Combined Experience
Decades of hands-on experience across payments, small business operations, and customer relations.
Hidden Fees
Clear, honest pricing. You'll always know exactly what you're paying for.
Every way your customers want to pay.
Simple, secure, and built for the way small businesses get paid today.
In-Person Payments
Countertop terminals and integrated POS for retail and hospitality.
Mobile Payments
Take payments anywhere with secure wireless readers and apps.
Online Payments
E-commerce gateways and virtual terminals for invoicing and the web.
Tap to Pay on iPhone
Accept contactless payments directly on iPhone — no extra hardware.
CASH DISCOUNT PROGRAM
Keep more of every sale.
Processing fees can quietly take 3–4% of every card sale. With our cash discount program, those fees are covered at the point of sale, so you keep close to 100% of what you earn. Your posted prices reflect the card price, and customers who pay with cash receive a discount.
Compliant from day one
We provide the required signage and configure your terminal so every receipt is displayed correctly.
Simple for your staff
We walk you and your team through how it works so you're confident on day one.
Up and running fast
Most accounts are approved and active within two business days.
Estimated annual savings
Estimate based on a typical 3% processing cost. Your actual savings depend on your current rates and card mix. Get a free statement review for an exact number.
See My Exact SavingsSee exactly what you're paying, free.
Send us your most recent processing statement. Within 1–2 business days, a local expert will break down every fee you're being charged, flag anything you shouldn't be paying, and show you what you'd save, whether that's our cash discount program, a better traditional rate, or simply staying where you are if you already have a good deal.
Send your statement
Upload it below or email it to sales@cornerstonepaymentsnc.com.
We review every line
A real person, not software, goes through your fees.
Get your savings report
Clear numbers, no pressure, no obligation.
Honest pricing, two simple options.
We'll help you choose what fits your business, and we'll tell you if switching doesn't make sense.
MOST POPULAR
Cash Discount
- Near-zero processing cost for your business
- Compliant signage and receipt setup included
- Ideal for retail, service, trade, and most local businesses
FLEXIBLE & TRANSPARENT
Traditional Processing
- Transparent interchange-plus pricing
- You pay the actual card network cost plus a small, fixed markup
- No confusing tiered rates
- No long-term contracts
- Next-day funding
- Setup in about 2 business days
- Local, personal support
North Carolina proud.
Based in NC, we understand the local business landscape better than any national conglomerate. When you call, you speak to a local expert — not a machine.
- On-site hardware setup across the state
- Dedicated account managers you can reach by name
- Honest rate reviews — we'll tell you when to stay put
- Backed by processors that rank among the largest in the U.S.
MEET THE FOUNDERS
Real people you can call by name.
Cornerstone Payments was founded by Trevor Seay and Garrett Cox to give North Carolina business owners something the big processors don't: honest pricing and a real person who picks up the phone. We work with several of the largest processors in the country, so you get enterprise-grade reliability with local, personal service.
Trevor Seay with his wife and daughter
Trevor SeayFounder
Garrett with his wife and two sons
Garrett CoxCo-Founder
Trusted by businesses across the Carolinas.
“Cornerstone Payments has been a game changer for us. We're getting our money faster, our pay cycles are shorter, and we're saving money every month on processing fees. The team made everything super easy to set up - couldn't be more thankful we made the switch.”
“Between service tickets and boat sales we're running cards all day, and Cornerstone handles every bit of it without a hiccup. Deposits hit the account fast and the rates are exactly what they quoted - no surprises on the monthly statement.”
“Weddings move fast and my clients expect a smooth experience from the very first deposit. Cornerstone made taking payments effortless - invoicing, tap to pay on site, everything just works. My couples love it and so do I.”
“We take deposits on job sites, in the office, and over the phone. Cornerstone set us up with hardware that fits how we actually work, and the local support means I can call a real person when I need something. Best switch we've made for the business.”
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Questions business owners ask us.
Get your free statement review.
Tell us a little about your business and a local expert will follow up within one business day with a transparent quote. No obligation, no scripts.
Monday–Friday, 9am–6pm
Serving businesses across North Carolina.